Terms and conditions
Terms of Use, Access, Payment & Legal Disclosures
Business Name: Brighter Days Solutions, LLC
Owner: India Rogers
Registered Address: 1345 Garner Ln Ste 103A PMB 156, Columbia, SC 29210
Support Email: [email protected]
Governing Law: State of South Carolina, United States
1. INTRODUCTION & ACCEPTANCE OF TERMS
This Agreement (“Terms”) governs all use and purchase of products, services, and programs offered by Brighter Days Solutions, LLC (“Company,” “we,” “our,” or “us”).
By accessing, purchasing, or using any of our digital products, memberships, templates, courses, or flagship programs, you (“Client,” “User,” or “Participant”) agree to be legally bound by these Terms.
By clicking “I Agree,” submitting payment, or accessing materials, you acknowledge that this constitutes your electronic signature and consent to all provisions contained herein.
2. ACCESS TO DIGITAL PRODUCTS & SERVICES
1. Conditional License to Access
All materials are provided under a limited, conditional, and revocable license.
Access remains active only while the Client’s payment obligations are current and the
account is in good standing.
– If payments are missed, the license and all access privileges may be suspended or
terminated.
– Access is not ownership; all content remains the exclusive property of Brighter Days
Solutions, LLC.
2. Payment & Access Conditions
– Access to programs, templates, and memberships is contingent upon full payment or
compliance with an approved payment plan.
– Failure to complete a scheduled payment may result in temporary suspension or
permanent revocation of access.
– The Company may, at its discretion, allow a short courtesy period (typically 3–5
days) to resolve payment issues before suspension, though no such period is guaranteed
or required.
3. Buy Now, Pay Later (BNPL) Providers
For third-party financing (Klarna, Affirm, Afterpay, etc.), the Company receives
payment in full at purchase.
– You remain solely responsible for any BNPL installment obligations.
– Default with a BNPL provider does not require Brighter Days Solutions, LLC to
revoke access or issue refunds.
3. REFUND, CHARGEBACK, & PAYMENT ENFORCEMENT
POLICY
1. Non-Refundable Purchases
Due to the digital nature of our products and proprietary content, all sales are final
and non-refundable once access has been granted.
2. Chargeback Waiver & Enforcement
By purchasing, you agree not to initiate chargebacks or payment reversals for any
reason other than proven fraud.
– Unauthorized chargebacks constitute material breach of this Agreement.
– Clients initiating chargebacks agree to pay all reversal fees, legal costs, and damages
resulting from the dispute.
– The Company reserves the right to submit evidence of access logs, communications,
and signed Terms to dispute chargebacks and may pursue collection or arbitration to
recover funds.
3. Revocation After Default or Breach
If payment defaults or a policy breach occurs, the Company may revoke access to all
program materials — including previously released modules — without refund.
– Such revocation does not void your remaining payment obligations.
– Revocation for nonpayment shall not be construed as service denial; it is
enforcement of the conditional license you agreed to.
4. Reinstatement & Collections
– Reinstatement after payment resolution is at the Company’s discretion.
– Unpaid balances beyond 30 days may be referred to collections, and all costs of
collection (including attorney’s fees) will be added to the balance owed.
4. INTELLECTUAL PROPERTY & CONFIDENTIALITY
1. Ownership of Materials
All course materials, videos, templates, and written content remain the intellectual
property of Brighter Days Solutions, LLC.
2. License of Use
Clients receive a limited, non-transferable, personal license to view and apply content
solely for personal educational use. Redistribution, resale, or sharing access credentials is
prohibited.
3. Confidentiality & Non-Disclosure
Clients agree not to disclose or reproduce proprietary materials, internal
communications, coaching content, or trade secrets. This duty of confidentiality survives
termination or completion of the program.
5. USER ACCOUNTABILITY, DISCLAIMER & INDEMNIFICATION
1. Educational Purpose Only
All materials are for educational purposes and do not constitute legal, financial, or
professional advice.
2. No Guarantees of Results
Results depend entirely on client implementation and individual circumstances. The
Company offers no guaranteed outcomes.
3. User Responsibility
The Client assumes full responsibility for all decisions and actions taken based on
Company materials.
4. Indemnification
You agree to indemnify and hold harmless Brighter Days Solutions, LLC, its owner
(India Rogers), employees, and affiliates from all claims, losses, or liabilities arising from
your breach or misuse of materials.
5. Limitation of Liability
In no event shall the Company’s total liability exceed the total amount paid by the
Client for the product or service in question.
6. DEFAMATION & REPUTATION PROTECTION
1. Non-Disparagement Clause
Clients agree not to make, publish, or encourage any false, defamatory, or misleading
statements about Brighter Days Solutions, LLC, its owner, or team members. This
includes posts on social media, reviews, or public forums.
2. Violation Consequences
The Company may seek injunctive relief, damages, and attorney’s fees for any breach
of this clause.
3. Communication Channel
All complaints or disputes should first be directed to
[email protected] for resolution before any public statement is
made.
7. ARBITRATION AGREEMENT (WITH SMALL CLAIMS
EXCEPTION)
1. Binding Arbitration
Any dispute, claim, or controversy arising out of or relating to this Agreement shall be
resolved exclusively through binding arbitration administered by the American
Arbitration Association (AAA) or JAMS under their Commercial Arbitration Rules.
2. Arbitration Location & Governing Law
Arbitration shall occur in Columbia, South Carolina, or virtually at the arbitrator’s
discretion, under South Carolina law and the Federal Arbitration Act (9 U.S.C. § 1 et
seq.).
3. Class-Action Waiver
All disputes must be resolved individually. No class, representative, or collective
proceedings are permitted.
4. Small Claims Exception (S.C. Code Ann. § 22-3-10)
Notwithstanding the foregoing, either party may pursue individual claims in South
Carolina Magistrate’s Court (Small Claims) for monetary damages not exceeding
$7,500, exclusive of attorney’s fees and costs.
This exception is intended to allow efficient resolution of limited monetary disputes,
such as unpaid balances or chargeback recoveries. All other disputes remain subject to
arbitration.
5. Arbitration Fees & Costs
Each party bears its own costs unless the arbitrator awards otherwise. The prevailing
party may recover reasonable attorney’s fees and expenses.
6. Opt-Out Provision
Clients may opt out within 10 calendar days of purchase by sending written notice to
7. Final & Binding Decision
The arbitrator’s award shall be final and enforceable in any court of competent
jurisdiction.
8. Attorney’s Fees & Enforcement
The prevailing party in any arbitration or permitted court action is entitled to recover
attorney’s fees and costs.
9. Survival
This Arbitration Agreement survives termination of access or completion of the
program.
8. FORCE MAJEURE & SEVERABILITY
1. Force Majeure
The Company is not liable for delays or failures caused by events beyond its control
(e.g., acts of God, cyberattacks, pandemics, regulatory actions).
2. Severability
If any provision is deemed invalid, the remaining provisions remain in full effect.
9. DATA PRIVACY & SECURITY
Client data is used only for account management and payment processing. It is never sold or shared with third parties without consent.
All data is stored securely in compliance with applicable privacy laws.
10. FLAGSHIP PROGRAM TERMS — SIX-FIGURE MASTERY BLUEPRINT
1. Overview
The Six-Figure Mastery Blueprint (“Flagship Program”) is the Company’s advanced
training program offered in two versions:
(a) Six-Figure Mastery Blueprint with Clarity & Accountability Calls – includes
course access and ongoing expert guidance and recurring accountability meetings.
(b) Six-Figure Mastery Blueprint (Self-Paced) – includes course access and one (1)
expert consultation call.
Each version offers two payment options: Pay in Full or a Company Payment Plan (4-
Pay Installment Plan).
Both are subject to written and verbal consent.
All enrollments are governed by these terms, the Company’s Terms of Use, Access,
Payment & Legal Disclosures, and the recorded onboarding consent.
2. Payment Authorization
• Pay in Full Option: Client authorizes a single one-time payment (via Stripe or
approved processor). Access to all purchased course materials is granted
immediately upon successful payment.
• Company Payment Plan Option: Client authorizes automatic recurring billing
according to the selected plan until the balance is paid in full. Payments are
processed on the schedule displayed at checkout.
• Non-Cancellation of Balance: Clients remain legally responsible for completing
all scheduled payments once enrollment occurs, regardless of participation level
or course completion.
3. Access Phasing & Conditional License
• Module Release: When enrolling under a Company Payment Plan, course
modules are released incrementally in structured phases corresponding to
completed payments (e.g., Modules 1–3 after first payment, 4–6 after second,
etc.).
• Conditional License: Program access constitutes a limited, non-transferable
educational license—not ownership—and may be paused or revoked for missed,
failed, or cancelled payments.
• Courtesy Period: The Company may, at its discretion, provide a brief courtesy
period (typically 3–5 days) to resolve failed payments before suspension occurs.
4. Revocation & Reinstatement
If a payment issue is not resolved within the courtesy period:
• Access to the program will be automatically suspended.
• Upon successful payment, access may be reinstated at the Company’s discretion.
• Suspension or revocation does not entitle the Client to a refund or cancellation of
remaining payments.
5. Recorded & Written Consent (Onboarding Call)
Before full enrollment activation, Clients must verbally acknowledge during the recorded
onboarding call:
Pay in Full
“I understand that I am enrolling in the Six-Figure Mastery Blueprint as a pay-in-full
purchase.
I acknowledge that all sales are final and that full payment is due at the time of
enrollment.
I understand that this purchase provides access to the program and its materials as
described, and that I am not entitled to any refund once access has been granted.
I further acknowledge that my participation is governed by the Brighter Days Solutions,
LLC Terms of Use, Access, Payment & Legal Disclosures.”
Company Payment Plan
“I understand that I am enrolling in the Six-Figure Mastery Blueprint under a company
payment plan and that all payments are part of a binding installment agreement.
I acknowledge that all sales are final, and I am legally responsible for completing the full
payment plan even if I choose not to continue or complete the program.
I understand that missed or failed payments may result in suspension of access until the
account is brought current, and that I may be subject to collection efforts for any unpaid
balance. I also understand that my participation is governed by the Brighter Days
Solutions, LLC Terms of Use, Access, Payment & Legal Disclosures.”
6. Written Consent
In addition, each client must execute a written agreement confirming their enrollment
details, payment terms, and acknowledgment of the Company’s Terms of Use, Access,
Payment & Legal Disclosures.
This agreement may be signed electronically and stored within the Company’s system.
The recorded verbal consent obtained during onboarding serves as supplemental
confirmation of intent but does not replace the requirement for a signed written
agreement.
Both the written and recorded acknowledgments together constitute a binding contract
between the Client and Brighter Days Solutions, LLC under the Electronic Signatures in
Global and National Commerce Act (E-SIGN Act, 15 U.S.C. §7001 et seq.) and the
South Carolina Uniform Electronic Transactions Act (S.C. Code Ann. §26-6-10 et seq.).
7. Program Structure & Deliverables
(a) Ongoing Clarity & Accountability Calls:
Includes recurring scheduled meetings for guidance and progress review. Failure to
attend or schedule sessions within the designated timeframe forfeits the session; no
reschedules or credits are guaranteed. Exceptions are to the expert’s discretion.
(b) Self-Paced Version:
Includes one (1) onboarding and expert strategy call. All subsequent sessions or coaching
requests require a separate service agreement and fee.
8. Default & Enforcement
• Missed Payments: Any declined or missed installment constitutes default.
• Grace Period: A 3-to-5-day courtesy window may be offered to update payment
information.
• Account Action: If unresolved, access is paused and the account marked
delinquent.
• Collections & Legal Remedies: Unpaid balances may be referred to a
professional collection agency or pursued through legal arbitration or litigation to
recover the owed amount plus any associated collection fees, administrative costs,
and reasonable attorney’s fees.
9. Refund & Chargeback Prohibition
All sales are final. By enrolling, the Client acknowledges that digital course access,
consultation time, and intellectual property are delivered immediately.
Initiating a credit-card dispute or chargeback after accepting these terms constitutes a
breach of contract. The Company reserves the right to report fraudulent chargebacks to
the appropriate authorities and recover costs through arbitration or court proceedings.
10. Completion & Certification
Clients who successfully complete all program modules and, where applicable, all
accountability sessions, may receive a Certificate of Completion. Certificates are
contingent upon full payment of all fees.
11. Modifications to Program Structure
The Company reserves the right to adjust call frequency, delivery method, or
instructional materials as needed to maintain quality and compliance, provided that such
modifications do not materially reduce the purchased value.
12. Acknowledgment
By completing enrollment or providing verbal consent during onboarding, the Client
affirms understanding and agreement with these Flagship Program Terms, including all
payment, access, and enforcement provisions.
13. COMMUNITY + DISPUTING MASTERCLASS — ACCESS, MEMBERSHIP & FOUNDER RATE POLICY
1. Membership Structure and Deliverables
The Community + Disputing Masterclass is a recurring monthly membership program
currently offered at $77 per month (standard rate) or as otherwise advertised.
Active members receive the following benefits while their subscription remains
current:
– Access to all seven (7) Disputing Masterclass modules;
– Admission to the private online community platform;
– Weekly check-ins, live streams, and partner-training sessions;
– Member-only templates, bonus materials, and discounts on select programs and
services.
2. Founder Member Rate
– From time to time, Brighter Days Solutions, LLC may offer discounted pricing
identified as a Founder Member Rate.
– The Founder Member Rate is locked in only while membership remains continuous
and in good standing.
– If the Client cancels, defaults, or allows membership to lapse, all Founder Member or
grandfathered pricing privileges are permanently forfeited.
– Should the Client rejoin after cancellation or default, they must enroll at the then-
current public membership rate in effect at the time of re-enrollment. The Company is
not obligated to reinstate any prior promotional rate.
3. Conditional License and Ongoing Access
Membership benefits are provided under a conditional, revocable license that remains
valid only while recurring payments are current.
– If a payment fails or is missed, access to community features, live sessions, and
member-only content may be paused automatically.
– The Company may, at its discretion, allow a short courtesy period (typically three to
five days) to resolve payment issues before suspension. This grace period is internal and
not guaranteed.
– Once payment is received and the account is current, access may be reinstated.
4. Cancellation by Client
– Clients may cancel future billing at any time before their next renewal date.
Cancellations may be made by:
(a) Submitting a cancellation request through their client dashboard (if available); or
(b) Emailing [email protected] with the subject line
“Cancellation Request.”
– For email cancellations, Clients must provide at least three (3) business days’
written notice prior to the next scheduled billing date to allow for manual processing.
– Cancellation will become effective at the end of the current paid billing cycle.
Requests received less than three business days before a scheduled renewal may be
processed after the upcoming charge has occurred.
– No prorated refunds or partial credits will be issued for unused time within the
current billing period.
5. Rejoining After Cancellation or Lapse
– Clients who rejoin after cancellation or missed payment may do so at the then-
current advertised membership rate.
– Any previous Founder Member or discounted rate will not be reinstated.
– Re-enrollment is considered a new membership agreement subject to the current
Terms of Use and pricing.
6. Company-Initiated Termination
Brighter Days Solutions, LLC reserves the right to suspend or terminate membership
access for:
– Non-payment or repeated failed transactions;
– Violation of community standards (e.g., harassment, spam, misuse of materials); or
– Any breach of this Agreement or unlawful conduct.
Termination for cause does not entitle the Client to a refund or waiver of remaining
payment obligations.
7. Loss of Perks on Suspension or Cancellation
When membership lapses or is suspended, the following benefits immediately cease:
– Access to the private community and social engagement features;
– Weekly check-ins, live sessions, and partner trainings;
– Eligibility for Founder Member or loyalty pricing promotions; and
– Participation in ongoing content updates, challenges, and bonuses.
Clients who later rejoin may regain access to these features under the then-current
membership pricing and terms.
8. Certificate of Completion
Clients who successfully complete all program modules may receive a Certificate of
Completion.
14. ADVANCED MASTERCLASS ACCESS POLICY
1. Standalone Purchase
Advanced Masterclasses (including but not limited to Arbitration Masterclass,
Litigation Masterclass, Responding to a Summons Masterclass, and the Elite Masterclass
Legal Bundle) are individual digital products available for one-time purchase or through
approved Buy-Now-Pay-Later (BNPL) providers such as Klarna, Afterpay, or Affirm.
2. Access Rights by Payment Method
– Pay-in-Full or BNPL Transactions: Because the Company receives full payment
from the processor at the time of purchase, Clients receive permanent access to the
purchased Advanced Masterclass for personal educational use.
– Internal Payment Plan Transactions (if offered): Access is granted under a
conditional license and may be delivered in phases tied to payment completion. The
Company may suspend or revoke access for missed or failed payments until the account
is current.
3. Relationship to Core Membership
– Purchase of any Advanced Masterclass is independent of the Community +
Disputing Masterclass membership unless otherwise specified in a promotional bundle.
– Clients who cancel or default on their Core Membership will lose community and
live-training privileges but will retain access to any Advanced Masterclass purchased
separately.
– If an Advanced Masterclass is sold as a limited-time “member-exclusive offer,”
continued access may require an active membership, provided that condition is disclosed
at the time of sale.
4. Scope of Access and Use
Advanced Masterclass access includes instructional videos, workbooks, and
downloadable materials designated for that specific course.
– Redistribution, resale, or public sharing of any portion of the materials is prohibited.
– Access is personal and non-transferable; the Company may revoke access for
account-sharing or policy violations.
5. Revocation and Reinstatement
– For Clients on internal payment plans, access may be paused after failed payment
attempts. The Company may allow a brief courtesy period (typically three to five days)
for resolution before suspension.
– Reinstatement is discretionary and occurs after successful payment processing.
Revocation does not entitle the Client to a refund or cancellation of remaining
installments.
6. No Community Entitlement
Advanced Masterclass enrollment does not include community access, live sessions, or
support calls unless explicitly stated. These services are reserved for active members of
the Community + Disputing Masterclass.
15. GOVERNING LAW, ENFORCEMENT & CONTACT
This Agreement is governed by the laws of South Carolina, and any permitted court
proceedings shall be filed in Richland County, SC.
Notices & Correspondence:
Brighter Days Solutions, LLC
1345 Garner Ln Ste 103A PMB 156
Columbia, SC 29210
Email: [email protected]
16. ACKNOWLEDGMENT OF AGREEMENT
By purchasing or accessing any program, you acknowledge that you:
– Have read and understood these Terms;
– Agree to arbitration, chargeback, and defamation provisions;
– Understand that all sales are final and access is conditional upon full payment; and
– Are legally bound by this Agreement.
Effective Date: October 15, 2025
Last Updated: [Auto-update upon revision]
CHECKOUT ACKNOWLEDGMENT & CONSENT TOTERMS
By completing this purchase, I (“Client”) acknowledge, understand, and agree to the following:
1. Binding Agreement:
I have read, understood, and agree to be legally bound by the Brighter Days
Solutions, LLC Unified Terms of Use, Access, Payment, and Legal Disclosures,
including all arbitration, chargeback, and no-refund provisions, which govern this
transaction and all services, memberships, or digital products purchased from Brighter
Days Solutions, LLC.
2. Final Sale & Conditional Access:
I understand that all sales are final and non-refundable, and that access to any
program, course, membership, or digital product is provided under a conditional,
revocable license that remains valid only while my account and payments are in good
standing.
3. Chargeback Waiver:
I expressly waive and release any right to initiate or pursue a chargeback, payment
dispute, or reversal with my credit card company, bank, or payment processor for any
reason other than verified fraud. I understand that initiating a chargeback constitutes a
material breach of this Agreement and may result in legal action, collection, or arbitration
to recover all amounts due, including fees and damages.
4. Automatic Billing & Payment Authorization:
I authorize Brighter Days Solutions, LLC to charge my selected payment method for
the total purchase amount and, if applicable, to automatically process recurring monthly
or installment payments according to the terms disclosed at checkout. I understand that if
a payment fails or is not completed, my access may be paused or terminated without
refund until payment is resolved.
5. Arbitration & Dispute Resolution:
I agree that any dispute or claim related to this purchase or participation shall be
resolved exclusively by binding arbitration in accordance with Section 7 of the Terms. I
waive the right to participate in any class, collective, or representative action. I
acknowledge the small-claims exception under S.C. Code Ann. § 22-3-10, allowing
either party to bring individual monetary claims not exceeding $7,500 in South Carolina
Magistrate’s Court.
6. Data & Communications Consent:
I consent to receive communications related to my purchase and account from Brighter
Days Solutions, LLC, including payment reminders, onboarding instructions, and course
updates via email or SMS.
7. Signature & Confirmation:
By clicking “I Agree,” “Complete Purchase,” or any equivalent button, I am providing
my electronic signature confirming my full understanding and voluntary acceptance of all
terms, disclosures, and obligations contained in the Brighter Days Solutions, LLC
Unified Terms of Use, Access, Payment, and Legal Disclosures.
I further affirm that I am the authorized cardholder or account holder for this
transaction and that I have reviewed all pricing, refund, and payment terms prior to